12 days of Xmas: 5 cell phone rings

We’re doing the 12 days of Christmas appropriate technology style.

Day 5: 5 cell phone rings

10 great things people across the world are doing with their cell phones

1. Organizing protests
2. Blogging
3. Practicing medicine
4. Managing your life
5. Changing how humanitarian relief work is done
6. Finding Biodiesel

7. Mobile banking
A shortlist of mobile banking services in Asia and Africa from PSD Blog

According to FP Passport

Remittances is where m-banking will really be world-changing. In Latin America, for instance, fewer than 10 percent of remittance recipients have bank accounts. That means they’re hiking to Western Union to pick up their money, which cost somebody a 15 percent commission to send. In the Philippines, SMART’s customers are already sending an estimated $50 million in remittances each month via their mobile phones, and that’s only the tip of the iceberg. In most of the world, remittances account for more financial flows than foreign direct investment or foreign aid combined. Lowering transaction costs even one percent would mean over one billion extra dollars would directly reach the poor each year, and that’s not chump change.

8. Paying Bills
In Japan: now. In the rest of the world: in 10 years or so.

A new technology standard called “near-field communications,” or NFC, will turn cell phones into credit or debit cards. A chip is embedded in a phone that allows you to make a payment by using a touch-sensitive interface or by bringing the phone within a few centimeters of an NFC reader. Your credit card account or bank account is charged accordingly.

Unlike RFID (radio frequency identification) technology, which also can be used to make wireless payments, NFC technology allows for two-way communication, making it more secure. For example, an NFC-enabled handset could demand that a password or personal identification number be entered to complete the transaction.

Other cool cell phone services in Japan, that we won’t get for a dog’s year.

9 and 10.Saving time and money/fighting poverty

Upwardly Mobile in Africa from Business Week

How basic cell phones are sparking economic hope and growth in emerging—and even non-emerging—nations

Video about Grameen Phone and the book “Can you hear me now”
Duration: 4min 14sec